Legal
Terms of Service
Last updated: March 30, 2026
Agreement to Terms
By accessing or using the website operated by Seraphin Insurance Group LLC (“we,” “us,” or “our”), you agree to be bound by these Terms of Service. If you do not agree, please do not use our website. We reserve the right to update these terms at any time, and your continued use of the site constitutes acceptance of any changes.
About Our Services
Seraphin Insurance Group LLC is a licensed insurance agency in the State of Florida (Agency License #L135680). We act as an intermediary between you and insurance carriers. We do not underwrite insurance policies. All coverage is subject to the terms, conditions, and exclusions of the policies issued by the respective insurance carriers. A quote is not a guarantee of coverage or price — final terms are determined by the underwriting carrier.
Geographic Scope
Seraphin Insurance Group LLC is licensed in the State of Florida. Insurance products and services described on this website may not be available in all states. We do not provide individualized quotes, coverage recommendations, or application processing for risks located outside the State of Florida unless we hold the appropriate license in that state.
No Guarantee of Coverage
The information on this website is provided for general informational purposes only. It does not constitute an offer to sell, a solicitation of an offer to buy, or a recommendation for any insurance product. No coverage is bound or altered by any communication through this website. Coverage is effective only upon issuance of a policy by an insurance carrier. Descriptions of coverage on this site are summaries only — the actual policy language governs.
Accuracy of Information
We make reasonable efforts to ensure the information on our website is accurate and up to date. However, we do not warrant that it is complete, reliable, or error-free. Insurance products, pricing, terms, and availability are subject to change without notice. Any statistics, savings estimates, or data points presented are based on publicly available sources and are not guaranteed.
Your Responsibilities
When using our website and services, you agree to:
- Provide accurate and complete information on all forms and applications
- Not use the website for any unlawful purpose
- Not attempt to gain unauthorized access to any portion of the website or its systems
- Not reproduce, distribute, or create derivative works from our content without written permission
Intellectual Property
All content on this website — including text, graphics, logos, and design — is the property of Seraphin Insurance Group LLC or its content licensors and is protected by applicable intellectual property laws. You may not use our name, logo, or branding without prior written consent.
Copyright & DMCA Notices
We respect the intellectual property rights of others. If you believe that content on our website infringes your copyright, you may submit a notice under the Digital Millennium Copyright Act (DMCA) to our designated agent:
Seraphin Insurance Group LLC
Attn: DMCA Agent
5724 Cypress Creek Drive, Grant, FL 32949
Email: [email protected]
Your notice must include:
- A description of the copyrighted work you claim has been infringed
- The URL or location on our site where the allegedly infringing material is located
- Your contact information (name, address, phone number, email)
- A statement that you have a good-faith belief that the use is not authorized by the copyright owner, its agent, or the law
- A statement, under penalty of perjury, that the information in your notice is accurate and that you are the copyright owner or authorized to act on the owner's behalf
- Your physical or electronic signature
Upon receiving a valid DMCA notice, we will remove or disable access to the allegedly infringing material and make reasonable efforts to notify the party responsible for the content.
Third-Party Links
Our website may contain links to third-party websites. These links are provided for convenience only. We do not control, endorse, or assume responsibility for the content, privacy practices, or accuracy of any third-party sites. No link should be construed as a state or federal government endorsement of any product or service.
Limitation of Liability
To the fullest extent permitted by law, Seraphin Insurance Group LLC shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use this website, or from any information obtained through it. This includes but is not limited to damages resulting from errors, omissions, interruptions, or delays.
Dispute Resolution
Any dispute, claim, or controversy arising out of or relating to these Terms of Service or your use of our website shall first be resolved through good-faith negotiation between the parties. If the dispute cannot be resolved through negotiation within thirty (30) days, either party may initiate binding arbitration administered in Brevard County, Florida, in accordance with the rules of the American Arbitration Association.
You agree that any dispute resolution proceedings will be conducted on an individual basis only, and not as a class action or other representative proceeding. You waive any right to participate in a class action lawsuit or class-wide arbitration against Seraphin Insurance Group LLC.
Nothing in this section prevents either party from seeking injunctive or equitable relief in a court of competent jurisdiction.
Indemnification
You agree to indemnify, defend, and hold harmless Seraphin Insurance Group LLC, its officers, agents, and affiliates from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to your use of this website, your violation of these Terms of Service, or your violation of any applicable law or regulation.
Governing Law
These Terms of Service are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles. Any disputes arising under these terms shall be resolved in the courts located in Brevard County, Florida. This provision is subject to the Dispute Resolution section above.
Contact
Questions about these terms? Reach out:
Seraphin Insurance Group LLC
5724 Cypress Creek Drive, Grant, FL 32949
Phone: (321) 622-3756
Email: [email protected]